Importance of Basel III Norms in Digital banking

Authors

  • Gupta Chief Manager, Central Bank of India, Mumbai

DOI:

https://doi.org/10.26438/ijcse/v6si9.135140

Keywords:

Cash Economy, Cashless Economy, NEFT, RTGS, Debit / Credit Card

Abstract

The researcher has studied the views of people in respect of benefits of cashless transaction if transactions are safe, secure and risk free. The data was collected from the respondents with the help of structured questionnaire administered in Mumbai Region and analysed using simple percentage method, Mean, Median, Mode and One Sample Test with an objective to identify the benefits of digital banking specifically in respect of cashless transaction and to ascertain the operational risk associated with it. The study will also ponder upon on how Indian banks can promote digital banking by focusing on cashless transactions and through mitigate operational risk with proper implementation of Basel III norms. The study will also evolve on how Basel III norms are important for booming digital banking and smooth functioning of cashless transactions if highly automated technology is properly controlled from all types of risks including strengthening of internet security.

References

[1] S. Hari, “A Conceptual Study On Impact Of Basel Norms On Performance Of Commercial Banks.” Asia Pacific Journal Of Research, 1(40), 167-170, 2016..

[2] V. Kumari, &.. “Adoption of Basel I, II and III Norms by Indian Commercial Banks.” International Journal of Applied Research, 1 (10), 883-886, 2015.

[3] Y. S. Mehra, “Operational Risk Management in Indian Banks: Impact Of Ownership And Size On Range Of Practices For Implementation Of Advanced Measurement Approach”. 10 05 2016,

[4] R. Moray, “Status of Basel Implementation and Its Impact on PSBS Performance an Analytical Study.” International Journal of Business and Administration Research Review, 2 (14), 2016

[5] Tripathi, R. &. “Proposed Basel III Implementation: Are Indian Commercial Banks Ready.” Journal of Management Sciences and Technology, 3(1), 20-38, 2015

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Published

2025-11-17
CITATION
DOI: 10.26438/ijcse/v6si9.135140
Published: 2025-11-17

How to Cite

[1]
H. Gupta, “Importance of Basel III Norms in Digital banking”, Int. J. Comp. Sci. Eng., vol. 6, no. 9, pp. 135–141, Nov. 2025.

Issue

Vol. 6 No. 9 (2018): IJCSE Special Issue November Edition

Section

Research Article

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