Mandal, R. K. and Manna, N. (2015) “Loan Customer Analysis System using Column-wise Segmentation of Behavioural Matrix (CSBM)”, International Journal of Computer Sciences and Engineering, 3(1), pp. 18–22. Available at: https://ijcse.isroset.org/index.php/j/article/view/408 (Accessed: 2 February 2026).